Personal Checking
All Founders Bank accounts come with FREE Online Banking and FREE Bill Pay
Free Checking
Minimum to open - $100
Monthly maintenance fee - $0
Minimum daily balance to avoid fee - none
Customers will receive the following services free:
- No per check charge
- Unlimited check writing
- Free Visa debit card
- First 50 checks free (singles or duplicates)
- Free e-Statement
Silver Checking
Minimum to open - $500
Monthly maintenance fee - $15
Minimum daily balance to avoid fee - $1,500
Customers will receive the following services free:
- No per check charge
- Unlimited check writing
- Free Visa debit card
- Free unlimited ATM use
- Free Founders Bank single checks
- Free Cashier’s Checks
- Free outgoing domestic wire transfers
- Free e-Statement
- Free Quicken and Microsoft Money Online link
Interest Checking
Minimum to open - $250
Monthly maintenance fee - $10
Minimum daily balance to avoid fee - $500
Minimum daily balance to earn interest - $500
Interest compounds monthly
Interest rate may change at any time
Customers will receive the following services free:
- No per check charge
- Unlimited check writing
- Free Visa debit Card
- First 50 checks free (singles or duplicates)
- Free e-Statement
Platinum Interest Checking
Minimum to open - $500
Monthly maintenance fee - $25
Minimum daily balance to avoid fee - $10,000
Minimum daily balance to earn interest - $5,000
Customers will receive the following services free:
- No per check charge
- Unlimited check writing
- Free Visa debit card
- Free unlimited ATM use
- Free Founders Bank single checks
- Free Cashier’s Checks
- Free Traveler’s Cheques
- Free Gift cards
- Free outgoing domestic wire transfers
- Free e-Statement
- Free Quicken and Microsoft Money Online link
- 50% off Safe Deposit Box rental
Interest Rate
- Variable interest rate; based on the daily balance
- Interest credited and compounded monthly
- The interest rate may change at any time
- The daily balance must exceed $5,000 to accrue interest for that day
Tiered Interest Rates
- 5,000 to 24,999
- 25,000 to 49,999
- 50,000 to 99,999
- 100,000 to 499,999
- 500,000 to 749,999
- 750,000 to 999,999
- 1,000,000+
Money Market Checking
Minimum to open - $500
Monthly maintenance fee - $20
Minimum daily balance to avoid fee - $2,000
Minimum daily balance to earn interest - $2,000
Customers will receive the following services free:
- Free 50 Checks (Singles or duplicates)
- Unlimited over the counter withdrawals, including ATM
Interest Rate
- Variable interest rate; based on the daily balance
- Interest credited and compounded monthly
- The interest rate may change at any time
- The daily balance must exceed $2,000 to accrue interest for that day
Tiered Interest Rates
- 2,000 to 24,999
- 25,000 to 49,999
- 50,000 to 99,999
- 100,000 to 499,999
- 500,000 to 749,999
- 750,000 to 999,999
- 1,000,000+
You may only make 6 transfers from your account each month, of which only 3 can be checks or debits to third parties. A $20.00 “per item” fee will be assessed for each transaction over these limits. Founders Bank reserves the right to close or re-classify your account if these limitations are exceeded on a recurring basis.